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Our Approach: Financing of Cosmetic Surgery

North Dallas Plastic Surgery offers financing thru one of several commercial lenders. We screen lenders for competitive financing charges, ease of application for financing, reputation and reasonable charge to our practice.

But the most important thing to keep in mind when considering financing cosmetic surgery is whether it is appropriate for you.

Financing Cosmetic Surgery: What Price for Beauty?
Cosmetic Surgery: Promises and Pitfalls™


If financing makes it possible to have a cosmetic procedure that would otherwise be impractical - and repayment of that loan is within one's means - then financing makes sense. However, there are several issues that should be considered.


  • First and foremost, because the major benefit of cosmetic surgery is to improve one's self image, the patient should consider what would be the effect of additional debt. The negative emotional effect of added debt may out weigh the benefit of the surgery.
  • Most financing arrangements require a discount of the full surgical fee to the financing company. In other words, the surgeon underwrites a portion of the financing charges. Full disclosure of the financing should be available to the patient.

Cost of secondary surgery complications, though uncommon, can occur after any surgical procedure. Furthermore, in cosmetic surgery some added refinement might enhance the final result. The possibilities should be discussed with the surgeon when considering financing of a cosmetic procedure. Insurance plans may exclude complications of a cosmetic procedure. What is the surgeon's policy regarding surgical fees for the treatment of complications?

More about Financing Cosmetic Surgery: Payment Options »

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